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Mobile Plant and Equipment Insurance


You work in a demanding industry so you need an insurance partner that gets your work. Yellow Cover: Powered by NTI has a team of experts who understand the kind of protection you need to keep your machinery running.

That's why our dedicated mobile plant and equipment insurance includes the option to select specialist covers, including:

  • Substitute Hire Costs for Mobile Plant
  • Ongoing Hire Costs
  • Finance Payment Protection
  • Mobile Plant Damage Waiver
  • Overseas Air Freight
  • Market Value Plus for Mobile Plant

Please refer to the Policy Disclosure Statement and Target Market Determination before deciding this product is right for you.

Does this product sound right for you

Contact your broker today. 

Why choose Yellow Cover Mobile Plant and Equipment Insurance

  • 24/7 customer case support

    Our Customer Care team are there for you 24/7, 365 days a year to help you when you need us most. 

  • Equipment specialists

    Our service providers meet strict guidelines and have been vetted and selected by our team of experts. 

  • Ground breaking cover

    We have a team of experts who understand the kind of protection you need to keep your machinery running.

  • We cover your truck too

    Along with heavy equipment, customers can have their heavy vehicles covered under the one policy.

Benefits of Mobile Plant and Equipment Insurance

Our dedicated Mobile Plant and Equipment Insurance also offers more than 50 automatic benefits, giving you the peace of mind that only a specialist provider can offer.

  • New for old replacement

    3 years for motor & 2 year for mobile plant.

  • Automatic additions $500,000

    Additions must be added 45 days after policy inspection.

  • Waiver of Subrogation- Wet Hire

  • Not at fault excess

Policy Pre-Start Checklist

Specialist underwriting and claims teams are just the ticket to the game. You want an insurance provider that’s with you from the start of your claim and repair – not just reimbursing you at the end. Download our policy pre-start checklist to start off on the right foot today.

What’s included in Mobile Plant and Equipment Insurance

Mobile Plant and Motor Vehicles

Mobile Plant and Equipment Insurance provides comprehensive cover for theft, loss, or damage of items on your policy, as well as liability cover to third parties for personal injury or damage to property arising out of the use of registered insured property. It also includes: 

  • New vehicle replacements for: 
  • Mobile plant under 2 years old
  • Motor vehicles under 3 years old
  • Auto inclusion $500,000/45 days
  • Working accessories up to $10,000
  • Dry hire
  • Subrogation Waiver – Wet Hire
  • Hired in Plant $50,000 in the aggregate (can be increased)
  • Accidental Overweight
  • Appreciation/Escalation of Mobile Plant Value
  • Trauma counselling

Public and Product Liability

Public and Product Liability provides cover for liability to third parties for personal injury or property damage as a result of an occurrence in connection with the insured business or caused by the products during the period of insurance. It also provides cover for: 

  • Property in the insured’s care, custody, and control (maximum $100,000 or as noted in the schedule)
  • Legal costs
  • Vibration up to $250,000 any one period of insurance

Business Interruption

Our business interruption product looks after the business expenses when eligible truck, trailers, and mobile plant is off the road due to an accident when insured under a schedule of less than 25 insured property items.

  • Cover per week for up to 4 weeks (1 week excess applies)
  • Includes ability to personalize cover by:
  • Extending the period of cover
  • Tailoring the amount of money required per week

Mobile Plant and Equipment Insurance

Understand everything you are covered for with Mobile Plant and Equipment Insurance policy wording. 

Need to make a claim

Making a claim is easy. Simply call us on 1800 684 669 and one of our experienced Claims Consultants will assist you or you can lodge your claim online below.